The 5 most commonly asked finance questions at AutoSavvy are answered in this short animation! Buying and financing a vehicle can be intimidating, but it doesn’t have to be! We share what you need to know to get the best deal on your next branded title vehicle purchase!

Video Transcription
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So…you’ve found an AutoSavvy car, truck, or SUV that you REALLY want to take home as your very own. Great. But now what? This brings us to the most frequent topic we get asked about: financing. Here are the top 5 financing questions AND answers- so you can go take home your new AutoSavvy vehicle!

#1
Does AutoSavvy Offer Financing or Should I Get Financing Ahead of Time?
Answer
As an indirect lender, AutoSavvy has assisted tens of thousands of customers to secure the best financing available. We have a nationwide network of lenders vying for your business. This allows any customer to walk in and secure competitive financing offers while sitting comfortably at AutoSavvy. For the easiest, most convenient shopping experience, just come in and we’ll assist you in getting the paperwork done so decisions are fast and easy.

#2
Who Determines My Interest Rate?
Answer
Great News! The interest rate will be determined by your own credit history and financial situation. The terms and rates any financial institution sets are determined by your credit, so if you have a good credit score then you’ll get a good rate, and if you have a great credit score you’ll get a great interest rate. Every situation is unique. AutoSavvy’s financial experts will guide you through your specific situation, and help you secure the best possible solution.

#3
Is It Better To Be A Cash Buyer?
Answer
This is a common question we get asked. The truth is, all buyers are considered “cash buyers” because whether a buyer pays cash or secures financing, the result for the auto dealer is the same- the car is paid for in full. If any car dealer in the past has ever made you feel “less than” for needing to finance your next car, shame on them! We welcome you with open arms and will even assist you everywhere possible in securing the financing you want- the most comfortable payment, down payment, and interest rate. We LOVE to see our customers ecstatic over their financing terms! We aren’t happy until you are.

#4
Is It Better To Trade In My Car Or Sell It On My Own?
Answer
There is no right or wrong answer here since every situation is different. Depending on the state, at some AutoSavvy locations, the tax credit you receive by trading in at the time of purchase makes it the right choice. So, if you have a car you want to sell so you can buy your next car, great! With the right information, our sales team can let you know what options you have for getting the most value for your next car.

#5
Somebody Told Me, My Car Was “Upside Down”. What Does That Mean?
Answer
“Upside Down” is a term that generally means your current car loan may be higher than the value of your car. Since the value of a vehicle fluctuates, that isn’t always accurate, and even when it is, there are ways we can get you out of your current car loan, and into a better situation. Just come to AutoSavvy with your loan information, and while you peruse our vast inventory for your next dream car, our financing team will be working on a solution that pays off your old car and gets your next car funded.

Great cars, great prices, and YES, great financing options.

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