Gilbert, Arizona Sales: 833-456-4185 Customer Service: 602-837-0360
Co Springs, Colorado Sales: 855-978-6276 Customer Service: 719-960-0222
Windsor, Colorado Sales: 855-624-7770 Customer Service: 970-795-8288
Clearwater, Florida Sales: (833) 247-6772 Customer Service: 727-516-6022
Boise, Idaho Sales: 844-635-2408 Customer Service: 208-992-4355
Post Falls, Idaho Sales: 833-653-0118 Customer Service: 208-618-8927
Fishers, Indiana Sales: (888) 991-0258 Customer Service: 463-673-1505
Merrillville, Indiana Sales: 844-238-6252 Customer Service: 219-387-0330
Las Vegas, Nevada Sales: 855-975-4595 Customer Service: 702-570-8427
Reno, Nevada Sales: 833-221-7889 Customer Service: 775-524-4545
Santa Fe, New Mexico Sales: 833-605-2526 Customer Service: 505-216-2480
Duncanville, Texas Sales: 833-370-2140 Customer Service: 945-351-4004
Fort Worth, Texas Sales: 833-261-1502 Customer Service: 682-383-3769
Houston Northwest, Texas Sales: 833-344-0751 Customer Service: 346-839-1721
Houston Southwest, Texas Sales: 833-483-2022 Customer Service: 346-839-1714
Richardson, Texas Sales: 833-301-9964 Customer Service: 469-991-4164
San Antonio, Texas Sales: (833) 417-4037 Customer Service: 726-610-8280
Draper, Utah Sales: 888-822-7703 Customer Service: 385-351-4089
Lindon, Utah Sales: 855-975-4490 Customer Service: 385-440-0525
Woods Cross, Utah Sales: 855-996-5822 Customer Service: 385-489-0480

Can You Get a Loan on a Branded Title?

Signing Finance Documents for Car

Yes, if the vehicle is rebuilt.

If you’re hunting for branded title vehicle financing, you should know a few things about the technicalities of a branded title before they proceed. A branded title vehicle is a vehicle that has been in an insurance incident. For one reason or another, the insurance company marked the car up as “not worth the cost of repairs” — even though many of these vehicles are actually worth repairing.

While most of these cars end up in the junkyard, some have been unfairly marked due to technicalities relevant only to the internal protocol of the insurance agency. When a vehicle’s title is branded, it’s called a “salvage title” and vehicles still in their salvage state aren’t legally drivable on the streets — this true whether you live in Salt Lake City, Denver, CO, or anywhere else in the country. You’d be hard-pressed to find anyone willing to provide you a loan for a car that isn’t street-legal or insurable.


Where Can You Get a Loan on a Branded Title?

As we said, it isn’t easy to get branded title financing for a salvage title vehicle — unless it’s been repaired first. If you do find a lender, you’ll need excellent credit for them to take on a high-risk loan for an uninsurable car. If you’re looking for financing for a salvage title vehicle that hasn’t yet been repaired, you should also be prepared to accept a high interest rate, regardless of your credit score.

To prepare for a bank loan, we recommend you do everything you can to prove that you’re a low-risk borrower. Bring a copy of a clean driving record issued by a mechanic and an overview of your credit history. But does it really have to be this hard?

No. That’s where AutoSavvy comes in. We restore high-potential salvage title cars, have them pass a rigorous inspection, and get them to pass inspection, and have their titles re-branded as “rebuilt title vehicles.” We’re happy to offer you rebuilt title financing for any of the restored branded title vehicles on our lot, each of which still offer you exceptional savings.


Reach Out to AutoSavvy for Branded Title Financing

Now that you know that you can get a loan on a branded title if you opt for rebuilt title financing, it’s time to explore the massive inventory available throughout the AutoSavvy family of dealerships. With locations throughout the country, we’re in reach if you’re looking for your next vehicle. If you have any other questions about branded title financing or rebuilt title financing, don’t hesitate to reach out.

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